KlikUMKM 1.0.45

klikUMKM is an online loan application that offers unsecured loans and is officially licensed and supervised by the Financial Services Authority (OJK) of Indonesia under registration number S-190/NB.223/2021.

What sets klikUMKM apart as a technological partner for micro, small, and medium enterprises in Indonesia for borrowing services?

• Transparency of Fees
  There are no hidden costs.
  
  • Loan Duration: From 61 Days up to a Maximum of 12 Months
  • Daily Interest: 0.075% to 0.8% per day
  • Annual Interest: 27% to 30%
  • Service Fee: Minimum 0% to Maximum 6% of the Disbursed Amount
• klikUMKM Simulation Example:
  Principal Loan Amount: Rp 5,000,000
  Loan Term: 12 months
  Interest Rate: 0.075% per day
  Service Fee: Rp 0
  * Therefore, the total loan disbursed will be Rp 5,000,000
  * Consequently, the monthly installment payment over 12 months will be Rp 529,167.
• Easy Registration at klikUMKM
  The registration process is straightforward and convenient.
• Loan Disbursement at klikUMKM
  Cash funds will be transferred to your account after passing the klikUMKM verification process.
• Convenient Repayment with klikUMKM
  Repayment can be made anytime and anywhere through ATM transfers and mobile banking.
• Customer Service at klikUMKM
  Should you have any questions or concerns, please reach out to us via the online service available in our app or by calling our customer service number. We are committed to serving you wholeheartedly.
• Privacy and Security with klikUMKM
  - As part of PT Pinjaman Kemakmuran Rakyat, klikUMKM is dedicated to protecting user data and will not disclose any information without the user's consent.
  - In compliance with OJK guidelines, klikUMKM only accesses the camera, microphone, and location on users' mobile devices.
• Application Requirements for klikUMKM:
  1. Must be over 18 years old
  2. Must possess an e-KTP
  3. Must be a member of an association
• Steps to Submit an Application at klikUMKM:
  1. Download the klikUMKM app on your mobile device.
     If you have installed the klikUMKM app, create an account and select your desired loan amount and duration.
  2. Complete your personal information.
     Ensure that your selfie and ID card photos are taken clearly.
  3. Approval Status Displayed in the App.
     Once the application is submitted, klikUMKM will conduct a scoring process to determine the eligibility of your loan application.
  4. Receive fund disbursement.
     If approved, the funds will be transferred to your account.
• Advantages of Using klikUMKM:
  The cash loans from klikUMKM can be utilized for various micro, small, and medium-sized business needs.
• Contact Our Official Call Center:
  • Customer service call center: (021) 515-31-66
  • WhatsApp: 0812-1036-9343
  • Email: [email protected]
  • Operating Hours: Monday - Friday, 09:00-18:00 WIB
  • Address: The Capital Residence, Office Tower Floor 6. Sudirman Central Business District (SCBD), Jl. Jend. Sudirman Kav 52-53, South Jakarta - 12190
• Please be vigilant and avoid scams. Be thorough in each step of the application process until repayment.
• Official Social Media:
  Follow us for the latest updates and to avoid scams!
  • Facebook: klikumkmindonesia
  • Instagram: @klikumkm.id
  • Instagram: @klikumkm

• Website: www.klikumkm.co.id